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Teen Driver Cost Estimator
Adding a teen to your policy is expensive — but there are ways to save.
Teen Details
Before
$150/mo
After Adding Teen
$368/mo
+$218/mo · +$2,616/yr · 145% increase
How Premiums Drop Over Time
Age 16
+145%
Age 17
+125%
Age 18
+105%
Age 19
+85%
Age 20
+70%
Age 21
+55%
Age 22
+42%
Age 23
+32%
Age 24
+22%
Age 25
+15%
Tips to Save
- Good Student Discount — 3.0+ GPA saves 8-25%
- Driver's Education — completion saves 5-15%
- Older, Safer Car — lower rates than sports/new cars
- Usage-Based Insurance — safe driving apps can reduce costs
- Stay on Parent's Policy — much cheaper than a separate policy
Find the cheapest teen driver rate
Rates for teen drivers vary wildly by carrier. Compare 40+ in minutes.
Get Your Free QuoteEstimates for educational purposes only. Actual rates vary by carrier and individual factors.