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Accident Cost Calculator
Beyond the damage — what an at-fault accident does to your premiums for years.
Your Current Situation
$3,592
total 3-year cost of this accident
Impact on Your Premium
Premium Increase48%
Current Monthly$150
New Monthly$222
Monthly Increase+$72
Extra Cost Per Year$864
Estimated Deductible$1,000
Year by Year
Surcharges typically last 3 years after an at-fault accident
With Accident
Year 1
$2,664
Year 2
$2,664
Year 3
$2,664
Without Accident
Year 1
$1,800
Year 2
$1,800
Year 3
$1,800
With vs Without Accident Forgiveness
No Forgiveness
$2,592
extra over 3 years
With Forgiveness
$0
extra over 3 years
Accident forgiveness saves you $2,592 over 3 years
Make sure you have the right coverage
Compare policies with accident forgiveness from 40+ carriers.
Get Your Free QuoteEstimates for educational purposes only. Actual rates vary by carrier and individual factors.