Insurance Agencies in West Virginia

Find trusted insurance agencies for car and home insurance in West Virginia. Compare quotes from 20+ carriers. Average auto rate: $1,547/year. Minimum auto coverage: 25/50/25.

West Virginia has moderate rates for both auto and home insurance.

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$1,547

Avg. Auto Rate/Year

25/50/25

Auto Minimum Coverage

20+

Carriers Compared

2 min

Quote Time

West Virginia Insurance FAQ

What insurance do I need in West Virginia?

West Virginia requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in West Virginia?

The average cost of car insurance in West Virginia is $1,547 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within West Virginia, and coverage levels.

How can I find affordable insurance in West Virginia?

Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in West Virginia?

Key factors include your ZIP code within West Virginia, driving record, age, credit score, vehicle and home details, coverage level, and claims history. West Virginia has moderate rates for both auto and home insurance.

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