Insurance Agencies in Virginia
Find trusted insurance agencies for car and home insurance in Virginia. Compare quotes from 20+ carriers. Average auto rate: $1,504/year. Minimum auto coverage: 30/60/20.
Virginia allows an uninsured motor vehicle fee instead of insurance, though this is not recommended.
Get Your Free Virginia Quote$1,504
Avg. Auto Rate/Year
30/60/20
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Virginia Insurance FAQ
What insurance do I need in Virginia?
Virginia requires minimum auto liability coverage of 30/60/20. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Virginia?
The average cost of car insurance in Virginia is $1,504 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Virginia, and coverage levels.
How can I find affordable insurance in Virginia?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Virginia?
Key factors include your ZIP code within Virginia, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Virginia allows an uninsured motor vehicle fee instead of insurance, though this is not recommended.
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