Insurance Agencies in Texas
Find trusted insurance agencies for car and home insurance in Texas. Compare quotes from 20+ carriers. Average auto rate: $1,842/year. Minimum auto coverage: 30/60/25.
Texas has above-average auto rates due to its large driving population, weather risks, and high uninsured driver rates. Home insurance is also elevated due to hail, wind, and hurricane exposure.
Get Your Free Texas Quote$1,842
Avg. Auto Rate/Year
30/60/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
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Texas Insurance FAQ
What insurance do I need in Texas?
Texas requires minimum auto liability coverage of 30/60/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Texas?
The average cost of car insurance in Texas is $1,842 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Texas, and coverage levels.
How can I find affordable insurance in Texas?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Texas?
Key factors include your ZIP code within Texas, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Texas has above-average auto rates due to its large driving population, weather risks, and high uninsured driver rates. Home insurance is also elevated due to hail, wind, and hurricane exposure.
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