Insurance Agencies in Tennessee
Find trusted insurance agencies for car and home insurance in Tennessee. Compare quotes from 20+ carriers. Average auto rate: $1,667/year. Minimum auto coverage: 25/50/15.
Tennessee is an at-fault state with rates near the national average for both auto and home.
Get Your Free Tennessee Quote$1,667
Avg. Auto Rate/Year
25/50/15
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Tennessee Insurance FAQ
What insurance do I need in Tennessee?
Tennessee requires minimum auto liability coverage of 25/50/15. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Tennessee?
The average cost of car insurance in Tennessee is $1,667 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Tennessee, and coverage levels.
How can I find affordable insurance in Tennessee?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Tennessee?
Key factors include your ZIP code within Tennessee, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Tennessee is an at-fault state with rates near the national average for both auto and home.
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