Insurance Agencies in South Carolina
Find trusted insurance agencies for car and home insurance in South Carolina. Compare quotes from 20+ carriers. Average auto rate: $1,833/year. Minimum auto coverage: 25/50/25.
South Carolina requires UM coverage. Hurricane risk significantly impacts coastal home insurance.
Get Your Free South Carolina Quote$1,833
Avg. Auto Rate/Year
25/50/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
South Carolina Insurance FAQ
What insurance do I need in South Carolina?
South Carolina requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in South Carolina?
The average cost of car insurance in South Carolina is $1,833 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within South Carolina, and coverage levels.
How can I find affordable insurance in South Carolina?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in South Carolina?
Key factors include your ZIP code within South Carolina, driving record, age, credit score, vehicle and home details, coverage level, and claims history. South Carolina requires UM coverage. Hurricane risk significantly impacts coastal home insurance.
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