Insurance Agencies in Rhode Island
Find trusted insurance agencies for car and home insurance in Rhode Island. Compare quotes from 20+ carriers. Average auto rate: $1,830/year. Minimum auto coverage: 25/50/25.
Rhode Island has above-average rates. Coastal areas face higher home insurance costs.
Get Your Free Rhode Island Quote$1,830
Avg. Auto Rate/Year
25/50/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Rhode Island Insurance FAQ
What insurance do I need in Rhode Island?
Rhode Island requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Rhode Island?
The average cost of car insurance in Rhode Island is $1,830 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Rhode Island, and coverage levels.
How can I find affordable insurance in Rhode Island?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Rhode Island?
Key factors include your ZIP code within Rhode Island, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Rhode Island has above-average rates. Coastal areas face higher home insurance costs.
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