Insurance Agencies in Oregon

Find trusted insurance agencies for car and home insurance in Oregon. Compare quotes from 20+ carriers. Average auto rate: $1,716/year. Minimum auto coverage: 25/50/20 + PIP.

Oregon requires PIP and has moderate rates. Wildfire risk is increasing for homeowners.

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$1,716

Avg. Auto Rate/Year

25/50/20 + PIP

Auto Minimum Coverage

20+

Carriers Compared

2 min

Quote Time

Oregon Insurance FAQ

What insurance do I need in Oregon?

Oregon requires minimum auto liability coverage of 25/50/20 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in Oregon?

The average cost of car insurance in Oregon is $1,716 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Oregon, and coverage levels.

How can I find affordable insurance in Oregon?

Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in Oregon?

Key factors include your ZIP code within Oregon, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Oregon requires PIP and has moderate rates. Wildfire risk is increasing for homeowners.

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