Insurance Agencies in Oklahoma
Find trusted insurance agencies for car and home insurance in Oklahoma. Compare quotes from 20+ carriers. Average auto rate: $1,873/year. Minimum auto coverage: 25/50/25.
Oklahoma has above-average rates due to severe weather — tornadoes, hail, and wind drive both auto and home claims.
Get Your Free Oklahoma Quote$1,873
Avg. Auto Rate/Year
25/50/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Oklahoma Insurance FAQ
What insurance do I need in Oklahoma?
Oklahoma requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Oklahoma?
The average cost of car insurance in Oklahoma is $1,873 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Oklahoma, and coverage levels.
How can I find affordable insurance in Oklahoma?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Oklahoma?
Key factors include your ZIP code within Oklahoma, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Oklahoma has above-average rates due to severe weather — tornadoes, hail, and wind drive both auto and home claims.
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