Insurance Agencies in Ohio

Find trusted insurance agencies for car and home insurance in Ohio. Compare quotes from 20+ carriers. Average auto rate: $1,295/year. Minimum auto coverage: 25/50/25.

Ohio has below-average rates for both auto and home insurance.

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$1,295

Avg. Auto Rate/Year

25/50/25

Auto Minimum Coverage

20+

Carriers Compared

2 min

Quote Time

Ohio Insurance FAQ

What insurance do I need in Ohio?

Ohio requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in Ohio?

The average cost of car insurance in Ohio is $1,295 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Ohio, and coverage levels.

How can I find affordable insurance in Ohio?

Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in Ohio?

Key factors include your ZIP code within Ohio, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Ohio has below-average rates for both auto and home insurance.

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