Insurance Agencies in North Dakota
Find trusted insurance agencies for car and home insurance in North Dakota. Compare quotes from 20+ carriers. Average auto rate: $1,306/year. Minimum auto coverage: 25/50/25 + PIP.
North Dakota is a no-fault state with affordable auto and home insurance rates.
Get Your Free North Dakota Quote$1,306
Avg. Auto Rate/Year
25/50/25 + PIP
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
North Dakota Insurance FAQ
What insurance do I need in North Dakota?
North Dakota requires minimum auto liability coverage of 25/50/25 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in North Dakota?
The average cost of car insurance in North Dakota is $1,306 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within North Dakota, and coverage levels.
How can I find affordable insurance in North Dakota?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in North Dakota?
Key factors include your ZIP code within North Dakota, driving record, age, credit score, vehicle and home details, coverage level, and claims history. North Dakota is a no-fault state with affordable auto and home insurance rates.
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