Insurance Agencies in New Mexico
Find trusted insurance agencies for car and home insurance in New Mexico. Compare quotes from 20+ carriers. Average auto rate: $1,631/year. Minimum auto coverage: 25/50/10.
New Mexico is an at-fault state with moderate insurance rates for both auto and home.
Get Your Free New Mexico Quote$1,631
Avg. Auto Rate/Year
25/50/10
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
New Mexico Insurance FAQ
What insurance do I need in New Mexico?
New Mexico requires minimum auto liability coverage of 25/50/10. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in New Mexico?
The average cost of car insurance in New Mexico is $1,631 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within New Mexico, and coverage levels.
How can I find affordable insurance in New Mexico?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in New Mexico?
Key factors include your ZIP code within New Mexico, driving record, age, credit score, vehicle and home details, coverage level, and claims history. New Mexico is an at-fault state with moderate insurance rates for both auto and home.
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