Insurance Agencies in New Jersey
Find trusted insurance agencies for car and home insurance in New Jersey. Compare quotes from 20+ carriers. Average auto rate: $1,831/year. Minimum auto coverage: 15/30/5 + PIP.
New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk.
Get Your Free New Jersey Quote$1,831
Avg. Auto Rate/Year
15/30/5 + PIP
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
New Jersey Insurance FAQ
What insurance do I need in New Jersey?
New Jersey requires minimum auto liability coverage of 15/30/5 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in New Jersey?
The average cost of car insurance in New Jersey is $1,831 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within New Jersey, and coverage levels.
How can I find affordable insurance in New Jersey?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in New Jersey?
Key factors include your ZIP code within New Jersey, driving record, age, credit score, vehicle and home details, coverage level, and claims history. New Jersey is a no-fault state. Coastal home insurance costs are elevated due to hurricane and flood risk.
Ready to Save on New Jersey Insurance?
Compare car and home insurance quotes from 20+ carriers in minutes. Free, no-obligation.
Get Your Free Quote →