Insurance Agencies in New Hampshire

Find trusted insurance agencies for car and home insurance in New Hampshire. Compare quotes from 20+ carriers. Average auto rate: $1,178/year. Minimum auto coverage: 25/50/25.

New Hampshire is the only state that doesn't require car insurance, though financial responsibility is still required.

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$1,178

Avg. Auto Rate/Year

25/50/25

Auto Minimum Coverage

20+

Carriers Compared

2 min

Quote Time

New Hampshire Insurance FAQ

What insurance do I need in New Hampshire?

New Hampshire requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in New Hampshire?

The average cost of car insurance in New Hampshire is $1,178 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within New Hampshire, and coverage levels.

How can I find affordable insurance in New Hampshire?

Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in New Hampshire?

Key factors include your ZIP code within New Hampshire, driving record, age, credit score, vehicle and home details, coverage level, and claims history. New Hampshire is the only state that doesn't require car insurance, though financial responsibility is still required.

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