Insurance Agencies in Nebraska

Find trusted insurance agencies for car and home insurance in Nebraska. Compare quotes from 20+ carriers. Average auto rate: $1,490/year. Minimum auto coverage: 25/50/25.

Nebraska has below-average auto rates. Severe weather, including hail and tornadoes, affects home insurance.

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$1,490

Avg. Auto Rate/Year

25/50/25

Auto Minimum Coverage

20+

Carriers Compared

2 min

Quote Time

Nebraska Insurance FAQ

What insurance do I need in Nebraska?

Nebraska requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in Nebraska?

The average cost of car insurance in Nebraska is $1,490 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Nebraska, and coverage levels.

How can I find affordable insurance in Nebraska?

Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in Nebraska?

Key factors include your ZIP code within Nebraska, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Nebraska has below-average auto rates. Severe weather, including hail and tornadoes, affects home insurance.

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