Insurance Agencies in Montana
Find trusted insurance agencies for car and home insurance in Montana. Compare quotes from 20+ carriers. Average auto rate: $1,563/year. Minimum auto coverage: 25/50/20.
Montana has moderate rates despite rural driving conditions and wildfire risk.
Get Your Free Montana Quote$1,563
Avg. Auto Rate/Year
25/50/20
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Montana Insurance FAQ
What insurance do I need in Montana?
Montana requires minimum auto liability coverage of 25/50/20. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Montana?
The average cost of car insurance in Montana is $1,563 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Montana, and coverage levels.
How can I find affordable insurance in Montana?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Montana?
Key factors include your ZIP code within Montana, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Montana has moderate rates despite rural driving conditions and wildfire risk.
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