Insurance Agencies in Missouri
Find trusted insurance agencies for car and home insurance in Missouri. Compare quotes from 20+ carriers. Average auto rate: $1,769/year. Minimum auto coverage: 25/50/25.
Missouri requires UM coverage. Tornado and severe storm risk impacts homeowners insurance.
Get Your Free Missouri Quote$1,769
Avg. Auto Rate/Year
25/50/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Missouri Insurance FAQ
What insurance do I need in Missouri?
Missouri requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Missouri?
The average cost of car insurance in Missouri is $1,769 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Missouri, and coverage levels.
How can I find affordable insurance in Missouri?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Missouri?
Key factors include your ZIP code within Missouri, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Missouri requires UM coverage. Tornado and severe storm risk impacts homeowners insurance.
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