Insurance Agencies in Minnesota
Find trusted insurance agencies for car and home insurance in Minnesota. Compare quotes from 20+ carriers. Average auto rate: $1,592/year. Minimum auto coverage: 30/60/10 + PIP.
Minnesota is a no-fault state. Harsh winters and severe storms impact both auto and home insurance.
Get Your Free Minnesota Quote$1,592
Avg. Auto Rate/Year
30/60/10 + PIP
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Minnesota Insurance FAQ
What insurance do I need in Minnesota?
Minnesota requires minimum auto liability coverage of 30/60/10 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Minnesota?
The average cost of car insurance in Minnesota is $1,592 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Minnesota, and coverage levels.
How can I find affordable insurance in Minnesota?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Minnesota?
Key factors include your ZIP code within Minnesota, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Minnesota is a no-fault state. Harsh winters and severe storms impact both auto and home insurance.
Ready to Save on Minnesota Insurance?
Compare car and home insurance quotes from 20+ carriers in minutes. Free, no-obligation.
Get Your Free Quote →