Insurance Agencies in Michigan
Find trusted insurance agencies for car and home insurance in Michigan. Compare quotes from 20+ carriers. Average auto rate: $2,691/year. Minimum auto coverage: 50/100/10 + PIP.
Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020).
Get Your Free Michigan Quote$2,691
Avg. Auto Rate/Year
50/100/10 + PIP
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Michigan Insurance FAQ
What insurance do I need in Michigan?
Michigan requires minimum auto liability coverage of 50/100/10 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Michigan?
The average cost of car insurance in Michigan is $2,691 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Michigan, and coverage levels.
How can I find affordable insurance in Michigan?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Michigan?
Key factors include your ZIP code within Michigan, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Michigan has among the highest auto rates nationally, partly due to its PIP requirements (reformed in 2020).
Ready to Save on Michigan Insurance?
Compare car and home insurance quotes from 20+ carriers in minutes. Free, no-obligation.
Get Your Free Quote →