Insurance Agencies in Massachusetts

Find trusted insurance agencies for car and home insurance in Massachusetts. Compare quotes from 20+ carriers. Average auto rate: $1,555/year. Minimum auto coverage: 20/40/5 + PIP.

Massachusetts is a no-fault state with regulated auto rates. Nor'easters affect home insurance costs.

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$1,555

Avg. Auto Rate/Year

20/40/5 + PIP

Auto Minimum Coverage

20+

Carriers Compared

2 min

Quote Time

Massachusetts Insurance FAQ

What insurance do I need in Massachusetts?

Massachusetts requires minimum auto liability coverage of 20/40/5 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in Massachusetts?

The average cost of car insurance in Massachusetts is $1,555 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Massachusetts, and coverage levels.

How can I find affordable insurance in Massachusetts?

Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in Massachusetts?

Key factors include your ZIP code within Massachusetts, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Massachusetts is a no-fault state with regulated auto rates. Nor'easters affect home insurance costs.

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