Find trusted insurance agencies for car and home insurance in Massachusetts. Compare quotes from 20+ carriers. Average auto rate: $1,555/year. Minimum auto coverage: 20/40/5 + PIP.
Massachusetts is a no-fault state with regulated auto rates. Nor'easters affect home insurance costs.
Get Your Free Massachusetts Quote$1,555
Avg. Auto Rate/Year
20/40/5 + PIP
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Massachusetts requires minimum auto liability coverage of 20/40/5 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
The average cost of car insurance in Massachusetts is $1,555 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Massachusetts, and coverage levels.
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
Key factors include your ZIP code within Massachusetts, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Massachusetts is a no-fault state with regulated auto rates. Nor'easters affect home insurance costs.
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