Insurance Agencies in Maryland
Find trusted insurance agencies for car and home insurance in Maryland. Compare quotes from 20+ carriers. Average auto rate: $1,941/year. Minimum auto coverage: 30/60/15 + PIP.
Maryland requires PIP. Coastal homeowners face higher rates due to hurricane and flood risk.
Get Your Free Maryland Quote$1,941
Avg. Auto Rate/Year
30/60/15 + PIP
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Maryland Insurance FAQ
What insurance do I need in Maryland?
Maryland requires minimum auto liability coverage of 30/60/15 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Maryland?
The average cost of car insurance in Maryland is $1,941 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Maryland, and coverage levels.
How can I find affordable insurance in Maryland?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Maryland?
Key factors include your ZIP code within Maryland, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Maryland requires PIP. Coastal homeowners face higher rates due to hurricane and flood risk.
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