Insurance Agencies in Maine

Find trusted insurance agencies for car and home insurance in Maine. Compare quotes from 20+ carriers. Average auto rate: $1,102/year. Minimum auto coverage: 50/100/25.

Maine has high auto minimums but relatively low premiums for both auto and home.

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$1,102

Avg. Auto Rate/Year

50/100/25

Auto Minimum Coverage

20+

Carriers Compared

2 min

Quote Time

Maine Insurance FAQ

What insurance do I need in Maine?

Maine requires minimum auto liability coverage of 50/100/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in Maine?

The average cost of car insurance in Maine is $1,102 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Maine, and coverage levels.

How can I find affordable insurance in Maine?

Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in Maine?

Key factors include your ZIP code within Maine, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Maine has high auto minimums but relatively low premiums for both auto and home.

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