Insurance Agencies in Louisiana
Find trusted insurance agencies for car and home insurance in Louisiana. Compare quotes from 20+ carriers. Average auto rate: $2,839/year. Minimum auto coverage: 15/30/25.
Louisiana has among the highest auto and home insurance rates nationally due to lawsuit costs, uninsured drivers, and hurricane exposure.
Get Your Free Louisiana Quote$2,839
Avg. Auto Rate/Year
15/30/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Louisiana Insurance FAQ
What insurance do I need in Louisiana?
Louisiana requires minimum auto liability coverage of 15/30/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Louisiana?
The average cost of car insurance in Louisiana is $2,839 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Louisiana, and coverage levels.
How can I find affordable insurance in Louisiana?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Louisiana?
Key factors include your ZIP code within Louisiana, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Louisiana has among the highest auto and home insurance rates nationally due to lawsuit costs, uninsured drivers, and hurricane exposure.
Ready to Save on Louisiana Insurance?
Compare car and home insurance quotes from 20+ carriers in minutes. Free, no-obligation.
Get Your Free Quote →