Insurance Agencies in Iowa
Find trusted insurance agencies for car and home insurance in Iowa. Compare quotes from 20+ carriers. Average auto rate: $1,310/year. Minimum auto coverage: 20/40/15.
Iowa has lower-than-average auto rates but significant severe weather risk for homeowners.
Get Your Free Iowa Quote$1,310
Avg. Auto Rate/Year
20/40/15
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Iowa Insurance FAQ
What insurance do I need in Iowa?
Iowa requires minimum auto liability coverage of 20/40/15. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Iowa?
The average cost of car insurance in Iowa is $1,310 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Iowa, and coverage levels.
How can I find affordable insurance in Iowa?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Iowa?
Key factors include your ZIP code within Iowa, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Iowa has lower-than-average auto rates but significant severe weather risk for homeowners.
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