Insurance Agencies in Illinois
Find trusted insurance agencies for car and home insurance in Illinois. Compare quotes from 20+ carriers. Average auto rate: $1,766/year. Minimum auto coverage: 25/50/20.
Illinois requires UM coverage. Severe weather including tornadoes impacts home insurance costs.
Get Your Free Illinois Quote$1,766
Avg. Auto Rate/Year
25/50/20
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Illinois Insurance FAQ
What insurance do I need in Illinois?
Illinois requires minimum auto liability coverage of 25/50/20. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Illinois?
The average cost of car insurance in Illinois is $1,766 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Illinois, and coverage levels.
How can I find affordable insurance in Illinois?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Illinois?
Key factors include your ZIP code within Illinois, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Illinois requires UM coverage. Severe weather including tornadoes impacts home insurance costs.
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