Insurance Agencies in Idaho
Find trusted insurance agencies for car and home insurance in Idaho. Compare quotes from 20+ carriers. Average auto rate: $1,192/year. Minimum auto coverage: 25/50/15.
Idaho has some of the most affordable insurance rates in the country for both auto and home.
Get Your Free Idaho Quote$1,192
Avg. Auto Rate/Year
25/50/15
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Idaho Insurance FAQ
What insurance do I need in Idaho?
Idaho requires minimum auto liability coverage of 25/50/15. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Idaho?
The average cost of car insurance in Idaho is $1,192 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Idaho, and coverage levels.
How can I find affordable insurance in Idaho?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Idaho?
Key factors include your ZIP code within Idaho, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Idaho has some of the most affordable insurance rates in the country for both auto and home.
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