Insurance Agencies in Hawaii
Find trusted insurance agencies for car and home insurance in Hawaii. Compare quotes from 20+ carriers. Average auto rate: $1,324/year. Minimum auto coverage: 20/40/10 + PIP.
Hawaii is a no-fault state with lower auto rates. Hurricane and volcanic activity affect home insurance.
Get Your Free Hawaii Quote$1,324
Avg. Auto Rate/Year
20/40/10 + PIP
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Hawaii Insurance FAQ
What insurance do I need in Hawaii?
Hawaii requires minimum auto liability coverage of 20/40/10 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Hawaii?
The average cost of car insurance in Hawaii is $1,324 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Hawaii, and coverage levels.
How can I find affordable insurance in Hawaii?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Hawaii?
Key factors include your ZIP code within Hawaii, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Hawaii is a no-fault state with lower auto rates. Hurricane and volcanic activity affect home insurance.
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