Insurance Agencies in Georgia
Find trusted insurance agencies for car and home insurance in Georgia. Compare quotes from 20+ carriers. Average auto rate: $2,009/year. Minimum auto coverage: 25/50/25.
Georgia is an at-fault state. Severe thunderstorms and hail drive both auto and home claims.
Get Your Free Georgia Quote$2,009
Avg. Auto Rate/Year
25/50/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Georgia Insurance FAQ
What insurance do I need in Georgia?
Georgia requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Georgia?
The average cost of car insurance in Georgia is $2,009 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Georgia, and coverage levels.
How can I find affordable insurance in Georgia?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Georgia?
Key factors include your ZIP code within Georgia, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Georgia is an at-fault state. Severe thunderstorms and hail drive both auto and home claims.
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