Insurance Agencies in Florida
Find trusted insurance agencies for car and home insurance in Florida. Compare quotes from 20+ carriers. Average auto rate: $2,560/year. Minimum auto coverage: 10/20/10 + PIP.
Florida is a no-fault state with among the highest auto rates nationally. Home insurance is extremely expensive due to hurricane exposure.
Get Your Free Florida Quote$2,560
Avg. Auto Rate/Year
10/20/10 + PIP
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Florida Insurance FAQ
What insurance do I need in Florida?
Florida requires minimum auto liability coverage of 10/20/10 + PIP. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Florida?
The average cost of car insurance in Florida is $2,560 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Florida, and coverage levels.
How can I find affordable insurance in Florida?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Florida?
Key factors include your ZIP code within Florida, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Florida is a no-fault state with among the highest auto rates nationally. Home insurance is extremely expensive due to hurricane exposure.
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