Insurance Agencies in Colorado
Find trusted insurance agencies for car and home insurance in Colorado. Compare quotes from 20+ carriers. Average auto rate: $2,104/year. Minimum auto coverage: 25/50/15.
Colorado rates have risen due to hail and wildfire claims affecting both auto and home insurance.
Get Your Free Colorado Quote$2,104
Avg. Auto Rate/Year
25/50/15
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Colorado Insurance FAQ
What insurance do I need in Colorado?
Colorado requires minimum auto liability coverage of 25/50/15. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Colorado?
The average cost of car insurance in Colorado is $2,104 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Colorado, and coverage levels.
How can I find affordable insurance in Colorado?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Colorado?
Key factors include your ZIP code within Colorado, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Colorado rates have risen due to hail and wildfire claims affecting both auto and home insurance.
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