Insurance Agencies in Arkansas
Find trusted insurance agencies for car and home insurance in Arkansas. Compare quotes from 20+ carriers. Average auto rate: $1,790/year. Minimum auto coverage: 25/50/25.
Arkansas requires liability coverage. Tornado and severe storm risk drives home insurance costs.
Get Your Free Arkansas Quote$1,790
Avg. Auto Rate/Year
25/50/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Arkansas Insurance FAQ
What insurance do I need in Arkansas?
Arkansas requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Arkansas?
The average cost of car insurance in Arkansas is $1,790 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Arkansas, and coverage levels.
How can I find affordable insurance in Arkansas?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Arkansas?
Key factors include your ZIP code within Arkansas, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Arkansas requires liability coverage. Tornado and severe storm risk drives home insurance costs.
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