Insurance Agencies in Alaska

Find trusted insurance agencies for car and home insurance in Alaska. Compare quotes from 20+ carriers. Average auto rate: $1,343/year. Minimum auto coverage: 50/100/25.

Alaska has high minimum auto requirements. Home insurance costs vary due to earthquake and cold-weather risks.

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$1,343

Avg. Auto Rate/Year

50/100/25

Auto Minimum Coverage

20+

Carriers Compared

2 min

Quote Time

Alaska Insurance FAQ

What insurance do I need in Alaska?

Alaska requires minimum auto liability coverage of 50/100/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.

How much does car insurance cost in Alaska?

The average cost of car insurance in Alaska is $1,343 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Alaska, and coverage levels.

How can I find affordable insurance in Alaska?

Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.

What factors affect insurance rates in Alaska?

Key factors include your ZIP code within Alaska, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Alaska has high minimum auto requirements. Home insurance costs vary due to earthquake and cold-weather risks.

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