Insurance Agencies in Alabama
Find trusted insurance agencies for car and home insurance in Alabama. Compare quotes from 20+ carriers. Average auto rate: $1,830/year. Minimum auto coverage: 25/50/25.
Alabama is an at-fault state. Homeowners should also consider coverage for severe weather and tornado damage.
Get Your Free Alabama Quote$1,830
Avg. Auto Rate/Year
25/50/25
Auto Minimum Coverage
20+
Carriers Compared
2 min
Quote Time
Alabama Insurance FAQ
What insurance do I need in Alabama?
Alabama requires minimum auto liability coverage of 25/50/25. For homeowners, coverage requirements depend on your mortgage lender, but most require dwelling and liability coverage. We recommend carrying higher limits than the minimum for better protection.
How much does car insurance cost in Alabama?
The average cost of car insurance in Alabama is $1,830 per year for full coverage. Your actual rate depends on your age, driving record, vehicle, location within Alabama, and coverage levels.
How can I find affordable insurance in Alabama?
Compare quotes from multiple carriers using Truvo — it's free and takes 2-3 minutes. Bundling car and home insurance often saves 10-25%. You can also save with a clean driving record, higher deductibles, and multi-policy discounts.
What factors affect insurance rates in Alabama?
Key factors include your ZIP code within Alabama, driving record, age, credit score, vehicle and home details, coverage level, and claims history. Alabama is an at-fault state. Homeowners should also consider coverage for severe weather and tornado damage.
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